Category Archives: Updates

Andhra Bank Share Price, Stock Price, Live BSE / NSE Today

Andhra Bank Share Price, Stock Price, Live BSE / NSE Today: When it comes to the story of a private bank or a government aided bank, we think of many aspects. These aspects generally include the interest rates on savings bank accounts, the interest rates on different kinds of loans, the minimum balance for holding a savings bank account, the eligibility criteria and other requirements for possessing a bank job and many other aspects. But, today we will uphold an entirely different topic on Andhra Bank. Many of you will be interested and many of you won’t be. This interesting topic is all about the Andhra Bank share price.

Now, the reason why we will talk about such a commercial topic which consists a lot of knowledge and concepts of commerce and economics is due to the reason that this being a very important topic, generally is left out of conversations. Thus, to make you well aware of such economic properties of Andhra Bank, today we have come up with such an article on the share prices of Andhra Bank to give you a small glance at the same.

Andhra Bank Share Price, Stock Price, Live BSE / NSE Today

Andhra Bank Share Price

Andhra Bank Share Price

The Insight to the Share Prices of Andhra Bank

Andhra Bank Share Price: Now, whatever figure of stock price or share price of Andhra Bank we will talk about, we will illustrate you what Live BSE/NSE Today has to say about as of the date of 30th October 2017. This is due to the reason what Live BSE Today and Live NSE Today has certainly kept a big reputation for providing you the most accurate figure and readings and data of such considerations. To even illustrate things broadly, we are going to differently mention what Live BSE Today has to say about the stock prices or the share prices of Andhra Bank and what Live NSE Today has to say about the stock prices or the share prices of Andhra Bank. This will lead you to a better understanding and fetch you the need of what they are saying separately and if there are any huge variations in their provided data or not.

The Statistics or the Readings or the Data Provided by Live BSE Today for the Share Prices or the Stock Prices of Andhra Bank

As stated according to the statistics or the readings or the data provided by Live BSE Today for Andhra bank, the share prices are now at Rs.68.00 INR which shows that it has a positive increment of about 3.03%. The previous close value for Andhra Bank as mentioned by Live BSE Today was at Rs.66.00 INR. The open price value for Andhra Bank as mentioned by Live BSE Today is at Rs.65.95 INR. The bid price according to quantity as stated by the Live BSE Today for the Andhra Bank is at Rs.68.00 INR for about a quantity of 100. The offer price according to the quantity which is running as stated by the Live BSE Today for the Andhra Bank is at Rs.64.00 INR for a quantity of about 100.

Today’s (that is, dated at 30th October 2017) low and high amounts as stated by the Live BSE Today is about Rs. 65.90 INR and Rs. 68.80 INR respectively. The 52 WK Low and High amounts as of today (that is, dated at 30th October 2017) as stated by Live BSE Today is about Rs. 45.60 INR and Rs. 76.10 INR respectively. The lower and upper price band for today (that is, dated at 30th October 2017) as stated by Live BSE Today is about Rs. 59.40 INR and Rs. 72.60 INR respectively.

Thus, this was all the main points which were provided by the Live BSE Today for the date of 30th October 2017.

The Statistics or the Readings or the Data Provided by Live NSE Today for the Share Prices or the Stock Prices of Andhra Bank

As stated according to the statistics or the readings or the data provided by Live NSE Today for Andhra bank, the share prices are now at Rs.68.00 INR which shows that it has a positive increment of about 3.19%. The previous close value for Andhra Bank as mentioned by Live NSE Today was at Rs.65.90 INR. The open price value for Andhra Bank as mentioned by Live NSE Today is at Rs.66.05 INR. The bid price according to quantity as stated by the Live NSE Today for the Andhra Bank is at Rs.0.00 INR for about a quantity of 0. The offer price according to the quantity which is running as stated by the Live NSE Today for the Andhra Bank is at Rs.68.30 INR for a quantity of about 1378.

Today’s (that is, dated at 30th October 2017) low and high amounts as stated by the Live NSE Today is about Rs.66.05 INR and Rs.68.85 INR respectively. The 52 WK Low and High amounts as of today (that is, dated at 30th October 2017) as stated by Live NSE Today is about Rs.48.85 INR and Rs.76.10 INR respectively. The lower and upper price band for today (that is, dated at 30th October 2017) as stated by Live NSE Today is about Rs.59.35 INR and Rs.72.45 INR respectively.

Thus, this was all the main points which was provided by the Live NSE Today for the date of 30th October 2017.

The Consolidated Information about Andhra Bank Share Price, Stock Price Live Today

After you have seen the readings of the Live BSE Today and Live NSE Today, you must have seen that there is a difference of like 19 and 20. The difference is very least and almost negligible, thereby mentioning that the figures are almost 100% correct to our knowledge. Now, here is some of the consolidated information which you should know about Andhra Bank.

Topic Value
Market Capital Rs.5935.05
Book Value Rs.133.14
Div 0.00%
Market Lot 1
Industry P/E 23.35
Price/Book 0.51
Face Value Rs.10.00
Deliverables 11.95%

Thus, this was it regarding the stock price or the share prices of Andhra Bank. Obviously, this is something which is not all of it. There is more additional information on the same topic, which if you are interested can always go to your favourite search engine. But, these are some basic information which you should know. This was of Andhra Bank and if you are really interested then you can also check other banks as it greatly increases the banking awareness and is really important for bankers and also future bankers.

How to Change Address in Andhra Bank Account?

Change Address in Andhra Bank: You must have an account in Andhra Bank Account and if you want to change the address in Andhra Bank, then you have reached the right place. You must be shifted to your new home and you want to change the Address in Andhra Bank. If you have any problem, then don’t worry as here we will provide you complete process to Change Address in Andhra Bank.

How to Change Address in Andhra Bank Account??

Change Address in Andhra Bank

Change Address in Andhra Bank

Read More: Andhra Bank Fixed Deposit Rates

Follow the simple steps given below:

1] Collect all necessary documents (ID and Address Proof)

First of all, you need to collect all the necessary documents that will be required to change your address. Please remember to carry all the below-listed documents:

– ID Proof Document (Original & Photocopy)
– New Address Proof Document (Original as well as Photocopy)
– Passbook of Savings Account

Proof of Identity (Valid ID Proof Documents):
– Passport
– Voter ID card
– Driving License
– PAN Card
– Government/ Defence ID card
– ID Card of reputed employers
– Any of the Pension Payment Orders which are been given to retired employees by Central/ State Government Department or Public Sector Undertakings.
– Photo ID Card provided by the Post Office.
– Photo Identity Cards which are being given to Bonafide students of University, which is approved by the University Grants Commission (UGC) and/or from any Institute which is approved by the All India Council for Technical Education.

Read More: Andhra Bank Share Price

2] Write an Application to Branch Manager

Now, you have to write an Application addressing your Branch Manager mentioning your old as well as new address along with your Bank details and signature. Please note that you have to mention following details on the Application:

– Name of Account
– Bank Account Number
– Old Address
– New Address

3] Collect and Fill up KYC Details Change Form

After this, you have to visit the Andhra Bank Home branch by collecting all the documents which are mentioned in Step 1 & Step 2. Then request for KYC details change form and fill up all required details in the form along with new address and mention your signature wherever needed.

4] Submit all Documents to Branch Manager

Lastly, you have to submit all the above-declared documents to the bank manager along with the new address. Your documents will be verified by the bank and new address will be linked to your Bank Account within 1-2 Working Days.

5] Update your Address in Andhra Bank Passbook

After your address is being changed in Andhra Bank Account. You have to update your address in Passbook and process is completed.

We hope that by following the above procedure you can Change Address in Andhra Bank Account. If you liked this article, then don’t forget to share it with your friends and followers.

Read More: Andhra Bank Customer Care

Andhra Bank Fixed Deposit Rates

Andhra Bank Fixed Deposit Rates: Andhra Bank is a medium-sized Public Sector Bank in India which has more than 2800 branches and 3600 ATMs. It provides a wide range of Banking Services and Products to all the Customers. Andhra Bank offers various Fixed Deposit Schemes which consists of competitive Interest rates for different periods. Complete details about Andhra Bank Fixed Deposit Rates will be available on this page.

Fixed Deposit Rates change in all the banks based on the liquidity needs and general market conditions. In Fixed Deposit, you will not be able to track any changes until a particular period of time and make sure to check the effect of returns, after an Interval of time. Don’t forget to check returns in case of multiple account holdings.

Andhra Bank Fixed Deposit Rates

Andhra Bank Fixed Deposit Rates are always high. Hence, you will be able to gain good sum of money from the fixed deposit account. Thus, you will earn maturity due to high-interest rates of Andhra Bank.

Updated Andhra Bank Fixed Deposit Rates are available below:

 

Fixed Period Regular FD Rates Senior Citizen FD Rates
7 Days to 14 Days 4 4.5
15 days to 45 days 4.5 5
46 days to 90 days 5 5.5
91 Days to 179 Days 6 6.5
6 months to <9 months 6.25 6.75
9 months < 1 year 6.25 6.75
1 years to 2 Years 6.85 7.35
Above 2 years to 3 years 6.5 7
Above 3 years to 5 years 6.5 7
Above 5 years to 10 years 6.5 7

 

What is a Fixed Deposit Account?

Fixed Deposit Account or FD is basically a type of Bank Account in which you need to deposit money in Bank on regular interval until a particular fixed period. Later on, you can collect the maturity amount when the fixed period is ended.

Andhra Bank Fixed Deposit

Andhra Bank is one of the most popular banks in India. If you have a Fixed Deposit Account in Andhra Bank, then you will be able to get various services provided by the bank. Fixed Deposit account will be helpful for various merchants as they will be able to earn high interest.

Andhra Bank Short-Term FD Rates

The Shortest-term holding available in Andhra Bank is 30 Days which provides returns at 6.5% Interest rate. However, if holdings made between 60 to 90 days, then rates are increased by 0.25% to 6.75%. While if you increase holding period to 91 Days, then your Interest rate will be increased to 1.5% and for 179 days, the bank provides interest of 7.8%. The best Interest rate is 8% which will be available if you hold money for 6 months and 1 years.

Andhra Bank Medium and Long-Term FD Rates

If you hold money for 1 to 3 years, then you will get the highest interest rate of 8.5%. However, it is reduced to 0.25% to 8.75% on holding it between 3 or 10 years.

Andhra Bank Senior Citizen FD Rates

All the Senior Citizens will get 0.5% more on existing interest rates on all the schemes, thus keeping interest rates between 7% to 9%.

Full Procedure to Link Aadhar Card with PAN Card

Full Procedure to Link Aadhar Card with PAN Card: Since the inception of Aadhar card, it has immense gain importance from the government. It will not be wrong to say that currently, Aadhar card is the most important document that one can possess. Starting from income tax to mobile numbers, the implication of Aadhar card has been made mandatory in every field. At this rate, you can say that in the coming days Aadhar card will be the only sole important document that every Indian citizen should have.

Full Procedure to Link Aadhar Card with PAN Card

Link Aadhar Card with PAN Card: In a situation like this not having an Aadhar card will be a foolish thing to do. Speaking of which linking of Aadhar card with your PAN card has been recently made mandatory by the government. This step has been taken by the government to verify and ensure income tax returns of each individual. Here is the procedure to Download Aadhar Card Online Print By Name & Aadhar Number.

Steps to Link Aadhar Card with PAN Card

Link Aadhar Card with PAN Card

Link Aadhar Card with PAN Card

If you think that the procedure to link Aadhar card with PAN card is a complex processor so then, you are very wrong. With the advancement of the technology, everything has been made available online so, you can carry on the entire process very easy with ease. All you need to do is follow the steps mentioned below:

Step 1: Visit the official website of Income Tax of India.
Step 2: Next, you have to get yourself registered at the Income TAX e-filing portal.
Step 3: Now, log-in to the e-filing portal of the Income Tax Department. In order to do so, you are required to enter your log-in ID, password as well as your date of birth.
Step 4: Once you log-in to the site, a pop-up window will flash on the screen asking you to link your Aadhar card with your PAN card. In case, the pop-up window doesn’t show, go to the ‘Profile settings’ and click on the ‘Link Aadhar’ option.
Step 5: Now you are required to enter all the important details such as your name, gender, and date of birth. Make sure that the information you enter matches the one printed on your Aadhar card.
Step 6: Verify the details that you have entered. Then, enter the captcha code and hit the ‘Link now’ option.
Step 7: A pop-up message will appear on the screen once again. This time it will show that your Aadhar card has been linked to your PAN card successfully.

Read More: Link Aadhar Card with Your Mobile Number

Linking Aadhar with PAN through SMS

If you want you can also link your Aadhar card to your PAN card through SMS as well. All you have to do is send an SMS to 567678 or 56161 from the mobile number that you have been registered within the following format.

  • UIDPAN (Space) (12 digit Aadhar number) (Space) (10 digit PAN)

Yes, it’s that simple. So don’t waste your time and do the needful today. You can follow either of the procedure to complete the linking process. So it’s all up to you and your convenience that which procedure you choose.

Download Aadhar Card

How to Download Aadhar Card Online Print By Name & Aadhar Number

Download Aadhar Card Online Print By Name & Aadhar Number: With each passing day, the importance of Aadhar card as a document is increasing. The government has made the implication of Aadhar card mandatory in almost every field. Starting from bank account to mobile numbers, you are required to link your Aadhar card everywhere.

How to Download Aadhar Card Online Print By Name & Aadhar Number

Aadhar Card Download Online & Print: Failing to do so can get you into serious consequences as well as you will be banned from availing a lot of important benefits as well. Therefore, the possession of Aadhar card is really important in today’s time. For people who still do not own an Aadhar card should hurry and apply for it as soon as possible before it get’s too late. In case, you have already applied for your Aadhar card you can download it from online as well.

Read More: Link Aadhar Card with Your Mobile Number

How to Download Aadhar Card Online?

Download Aadhar Card

Download Aadhar Card

The procedure to download Aadhar card from online is a simple one. All you need is a computer and a good internet connection. In order to download your Aadhar card from online, you will need your Aadhar number or enrolment number. Follow the simple steps given below and download your Aadhar card. Here you go with the steps:

Step 1: The first step requires you to visit the official e-Aadhar website.
Step 2: Once the website has opened, choose ‘Aadhar’ or ‘Enrolment ID.’
Step 3: Now you need to provide your details which includes your Aadhar number or enrolment number and other information such as name, mobile number, PIN code, etc. Make sure that you provide all the information correctly or else you might face problems.
Step 4: After providing all the required details now, click on the ‘get one-time password.’
Step 5: You will receive a text message containing the OTP on the mobile number that you have provided in the previous step. This is why you are required to provide a valid number.
Step 6: Input the OTP in the required space on the website and click on the ‘Validate and download button.’
Step 7: Once you do that your Aadhar card will be downloaded on your device.

Now the one thing that you need to keep in mind is that in order to open your e-Aadhar you are required to enter a password because the file is protected by a password. No need to get worried because the password is your PIN code. Once you enter your PIN code as the password, the file will open, and you can see your Aadhar card details.

Read More: Link PAN with Andhra Bank Account

As you can already see that downloading Aadhar card is a very simple process then, instead of wasting time apply for your Aadhar card today and get it downloaded from online once it’s been issued. If you think that not having an Aadhar card is not going to affect you then, you couldn’t be more wrong than this because sooner or later you are going to face the music. So before it’s too late, you should apply for it and be on the safe side.

Read More: LINK AADHAR CARD TO ANDHRA BANK

Andhra Bank Customer Care

Andhra Bank Customer Care: Do you have an inquiry regarding Andhra Bank? Or Are you facing any issue in using Andhra Bank Services? If yes, then you have reached the right place. Here, we will provide you complete details about Andhra Bank Customer Care.

Andhra Bank is medium-sized public sector bank in the country with more than 2800 branches. Its headquarters are located in Hyderabad. Andhra Bank provides various kinds of Internet Banking Service. Also, it is the first bank which introduced Credit Card in India. On this page, we will provide you all the necessary details about Andhra Bank.

Andhra Bank Customer Care Numbers

Andhra Bank Customer Care

Read More: Andhra Bank Internet Banking App

Andhra Bank Toll-Free Customer Care Numbers

1800 425 1515 (Tele Banking)
1800 425 2910 (ATM card support)
1800 425 1515 (Credit card support)
1800 425 7701 (Pension related issues)
1800 425 2905 (For any Queries/Grievances)

Andhra Bank Customer Care Number

040 23122693
040 23122703
040 24683222
040 24683219
040 24757828

Andhra Bank ATM or Debit/ Credit Card Customer E-mail ID

dit-atmcomplaints@andhrabank.co.in
ccdhelpdesk@andhrabank.co.in

Andhra Bank Customer Support Email ID

customerser@andhrabank.co.in

Andhra Bank Nodal Office Contact details

If you are not satisfied with the solution provided by the customer care executive, then you have forward your issue via post to the Andhra Bank Nodal Office.

Sri. K. T. Venumadhav
General Manager
Nodal Officer for Customer Service,
Andhra Bank
Dr. Pattabhi Bhavan
5-9-11, Saifabad,
Hyderabad, Telangana -500 004

Andhra Bank Head Office Contact Details

Lastly, if you are not satisfied with any of the solutions given by customer care executive or solution obtained from Nodal Office. Then you can send your issue via post to the Andhra Bank Head Office.

5-9-11, Dr. Pattabhi Bhavan,
Secretariat Road, Saifabad
Hyderabad, Telangana – 500 004
Contact Number – 040- 23252000

Read More: Andhra Bank Balance Enquiry

Andhra Bank Customer Service Department

All the Customers can contact the Andhra Bank Customer Service Department between 10:00 AM to 5:00 PM on all the working days.

For any kind of Queries/ Grievances:

Toll Free Number: 1800 425 1515
Tel: 040 23234313, 23252000 Extn: 2422, 2577
Fax: 23232419
Email ID: customerser@andhrabank.co.in

We hope that you got complete detail about Andhra Bank Customer Care and able to solve all of your issues related to Andhra Bank. If you found this article helpful, then don’t forget to share it with your friends and followers.

Read More: How to make Andhra Bank Credit Card Payment

Andhra Bank Internet Banking App

Andhra Bank Internet Banking App: Andhra Bank is one of the most popular banks in India. Andhra Bank is basically a medium-sized public sector bank in India with more than 2800 branches and 3600 ATMs all across the country. In the world of the Internet, everyone likes to save their time. In order to make your banking easy, Andhra Bank Internet Banking App is available. On this page, we will provide you complete details about the app.

Andhra Bank Internet Banking App

Andhra Bank Internet Banking App

Andhra Bank provides a wide range of services on the Internet Banking App. The name of the Internet Banking App is AB Tej. Using Internet Banking, you can access various banking services with full security. Using this app, you don’t need to visit the bank and stand in the never-ending queue to make transactions. Here, you will be able to transfer funds online, easily and quickly using the app.

Various Services available in Andhra Bank Mobile Banking App are as follows:
– Check Account Balance
– Check Mini Statement of last 10 Transactions
– Register for a new Debit Card and PIN
– Transfer Funds using NEFT and IMPS
– Request for a new Cheque Book
– Check Profile details anytime
– Transfer Funds quickly without adding beneficiary
– Add Beneficiary and Transfer Funds between other banks anywhere in country
– Make Recharges of Mobile and DTH quickly
– Check Transfer History to analyze all of your spending’s
– Know Location of Bank Branches and ATMs
– Banking Products details
– 24*7 Helpline Numbers

Apart from above, there are lots of Amazing features available in the AB Tej App. AB Tej App is available on both Android and iOS.

Download AB Tej App for Android | iOS

We hope that you got complete details about Andhra Bank Internet Banking App. If you found this article helpful, then don’t forget to share it with your friends.

Andhra Bank Balance Enquiry

Andhra Bank Balance Enquiry: In the current world, everyone likes to saves time and do more important tasks. In order to make your task easier, major popular banks have introduced the feature of Balance Enquiry via Missed call. You must have an account in Andhra Bank, therefore you are looking to check Andhra Bank Account Balance by Missed Call. Using Missed Call Banking, you can know your Account Balance or Mini Statement of your savings or Current Account on your Mobile Phone.

Andhra Bank Balance Enquiry

For all the people who don’t know what missed call banking is, here we will provide you complete details about Missed Call Banking.

What is Missed Call Banking feature?

Andhra Bank Balance Enquiry

Andhra Bank Balance Enquiry

Using Missed Call Banking feature you can check details of your account just by doing a missed call. To use this service, you just need to give a missed call to a specific number and within a couple of seconds, you will SMS regarding your account balance or any other service. Apart from checking Account Balance, you can also check various details such as chequebook request, account statement request, email request, etc.

Read More: Andhra Bank Credit Card Payment

By using this service, you don’t need to visit the ATM or do Net Banking in order to check your Andhra Bank Account Balance. Please note that to use this service, your Mobile Number must be registered with your Andhra Bank Account.

Andhra Bank Balance Enquiry by Missed Call

For all the people who want to check Andhra Bank Account Balance by a missed call, you have to just give missed call on the below-mentioned number. Here, when you give a missed call, within few rings you will be disconnected automatically. After this, the bank will send you SMS which will contain details of your Account Balance in just a few seconds.

For Balance Enquiry Give Missed Call: 09223011300

Read More: Apply for Andhra Bank Credit Card

Important Points to keep in Mind while using Andhra Bank Missed Called Service

– To use this service, your mobile number must be registered with Andhra Bank Account.
– If your mobile number is registered with Andhra Bank then you can directly call on the above number.
– If your mobile number is not registered with the bank, then you will receive an SMS with text, “your mobile number is not registered for this service.”
– If you have multiple accounts in Andhra Bank, then default account is an account which you have opened lastly.
– Please keep in mind that this service is only available on Domestic Numbers.

We hope that you got complete details about Andhra Bank Balance Enquiry. If you find this information helpful, then don’t forget to share this article with your friends and followers.

Read More: Add Beneficiary in Andhra Bank Online

How to make Andhra Bank Credit Card Payment

How to make Andhra Bank Credit Card Payment: Are you searching for steps to make Andhra Bank Credit Card Payment? If yes, then you have reached the right place. On this page, we will provide you all the necessary steps to Andhra Bank Credit Card Bill Payment Online using Andhra Bank Net Banking. All the Customers who have linked their Credit Card with Andhra Bank Online Banking will be able to make Bill Payment of Andhra Bank Credit Card Online.

What is the main purpose of Andhra Bank Net Banking?

For all the users who are thinking why should I go for Andhra Bank Net Banking? Don’t worry, as here we will provide you complete details why you should go for Andhra Bank Net Banking. Andhra Banking Net Banking is very much helpful as you will be able to able to perform all the Andhra Bank tasks online at your convenient time. After opting for Andhra Bank Net Banking, you don’t need to stand in a big queue to make transactions, you will be able to make from your convenient place as well as time.

By going for Andhra Bank Net Banking, you don’t need to visit the Bank, hence you will save your time as well as money. Also, you will be able to make credit card bill payment online. Here, we will provide you necessary steps to Andhra Bank Credit Card Bill Payment Online. Please consider this, it is not necessary to link Andhra Bank Credit Card with Andhra Bank Online Account. However, it is necessary to link Credit Card with Online Account, if you want to make Andhra Bank Credit Card Bill Payment.

Steps to make Andhra Bank Credit Card Payment

Andhra Bank Credit Card Payment

Andhra Bank Credit Card Payment

1. First of all, visit the Official website of Andhra Bank.
2. Now, Click on Internet Banking.
3. Then, you have to click on Retail User Login.
4. On the next page, read all the necessary instructions and then click on “Continue“.
5. Now, you need to Enter your User ID and Net Banking Password and then click on submit.
6. After you have logged in, you will be able to credit card options on the home page. Now, click on “Credit Card Bill Payment“.
7. Later on, you have to fill all the details on the page and then search.
8. Here, you will be able to view details about credit card and now click on “click here to pay
9. Now, you need to select either total bill payment or minimum bill payment as per need and debit amount from it. Lastly, click on “Accept” in order to make Andhra Bank Credit Card Bill Payment.

We hope that you got all the Essential details to make Andhra Bank Credit Card Payment Online. If you liked this article, then don’t forget to share it with your friends.

How to Apply for Andhra Bank Credit Card

Apply for Andhra Bank Credit Card: Do you have an account in Andhra Bank and want to apply for Andhra Bank Credit Card? If yes, then you have reached the correct destination. If you have issues, then don’t worry, here we will provide you all the steps required to apply for Andhra Bank Credit Card. For all the people who don’t know, Andhra is the first bank, which introduced credit card in India in 1981.

A credit card is a small plastic card which is being issued by the bank. Andhra Bank issues a credit card to a customer based on certain rules and regulations. A person who is having a credit card, he/she will be able to purchase various Goods and Services using on a condition of paying back the money in a particular amount of time.

Read More: Andhra Bank Credit Card Login

How to Apply for Andhra Bank Credit Card

Apply for Andhra Bank Credit Card Online

Apply for Andhra Bank Credit Card

In the last few years, the use of credit card is increased to a greater extent. Using credit card you can perform various tasks such as booking tickets, purchases goods, and services, paying taxes, etc. Also, making payment using Credit Card doesn’t cost you extra money, which is one of the best features. Andhra Bank provides various types of Credit Card such as Visa Classic, Visa Gold, MasterCard, MasterCard Electronic, Visa Corporate and Platinum Credit Card.

Read More: Link Aadhar Card with Your Mobile Number

Features of Credit Card

Andhra Bank Credit Card provides a wide range of features as given below:

Currency: Using Credit Card, you will not only be able to pay for domestic currency but also for foreign currency. However, various charges such as annual fee, cash withdrawal, over limit fee, late payment charges, service tax are all applicable on foreign currency transactions

Offers: All the Credit Cardholders will be able to avail offers such as gift coupons, reward points, cash back and various discounts on purchases.

Cash Withdrawal: At times of Emergency, we need to withdraw money via ATM. For a credit card holder, there is certain charge applicable. A Credit Cardholder can only withdraw money up to a certain limit, after which charges are applicable.

EMI: Depending on the bank, credit card holder also get the option to convert purchases into EMIs.
Balance Transfer: Also, you can cash from one credit card to another.

Credit History: You can build and review your credit history. This is helpful to make new purchases.

Read More: Link PAN with Andhra Bank Account

Benefits of Credit Card

Various Benefits of Credit Card are as follows:

An alternative to Cash: As compare to cash, a credit card is very safe to carry at various places. Using Credit Card, you can make various Online as well as Offline purchases. Also, Credit Cardholders get amazing discounts online on various E-commerce sites.

Urgency: If there is a situation, where you need cash in an emergency, then a credit card can save you from various troubles.

Welcome offers: A Credit Card provides various offers such as reward points, discounts, schemes, etc.

Credit Offers: You can build your credit history and maintain it. A good credit history will be helpful to get credit at a time when you need the most.

Cash Back: While making payment using Credit Card at certain places, you will get cashback.
Secure and Safe Transactions: Bored of caring cash in your wallet, then the credit card is best. A credit card provides the best security while making online as well as offline transactions.

Eligible Criteria, Terms, and Conditions

All the Customers who want credit card should fulfill the following terms and conditions:

– Credit Cards are issued to the customer as well as non-customers on a selective basis.
– A Candidate should possess an Income of Rs 3.00 per Annum.
– Business Class: Should be filling 2 years of I.T Returns on the computational basis.
– Salaried Class: Form 16/ ITRs along with latest salary slip.
– Cards can also be issued against lien on deposit with 25% margin and a minimum deposit of Rs 1 Lakh without any requirement of income proof and scoring model. Also note that the annual subscription is just at a concessional rate of Rs 400 per annum on cards issued against the deposits, etc.

Read More: Add Credit Card in Andhra Bank Net Banking Account

Steps to apply for Andhra Bank Credit Card Online

All the users must have gone through benefits and features of Credit Card. If all of you are thinking how to apply for credit card? Then here you will get all the important details here. First of all, here is the main condition, you must have an account in Andhra Bank. It is the compulsory to have an account in Andhra Bank, to apply for Andhra Bank Credit card. Later, all the above terms and conditions should be satisfied.

Now, if you want to apply for Credit Card online, first of all, log in to your account and there will be an option to apply for Andhra Bank Credit Card.

Read More: Add Intra Bank Beneficiary in Andhra Bank Online

Steps to Apply for Andhra Bank Credit Card Offline

If you want to apply for Credit Card Offline, then follow the steps given below:
– First of all, visit the offline website of Andhra Bank.
– Now, on the left-hand side, you will get the option to get Download Forms, click on that.
– Now, Download the form and fill all the required details.
– Verify all the details in the application form and submit the form to the nearest Andhra Bank.

We hope that you got complete details about How to Apply for Andhra Bank Online and Offline. If you liked this article, then feel free to share it with your friends and followers.

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